Fintech acts as infrastructure layer: mobile loans for healthcare SMEs (no collateral, revenue-based repayment), serving ~50% private provision in SSA including malaria/vaccines/antenatal. Reduces 423 million facing hardship/384 million poverty from out-of-pocket spending (WHO 2022).
Edtech like SchoolPay streamlines fees/micro-loans/financial insights for schools, aiding free education groups. Agri (1/5 GDP) benefits weather/market/loans/tractor leasing for smallholders vs climate/food insecurity.
Agtech market >$2 billion potential; fintech boosts resilience amid catastrophe hitting socio-economics. Private sector outperforms: fastest agri GDP growth post-2000.